Local Governent Risk Services (LGRS)

LGRS has an extensive history of understanding and meeting the needs of the Local Government sector through the delivery of solutions beyond traditional insurance. The risk profile of Local Government is unique, diverse and complex and has been served well through the successful self-insured Schemes.

LGRS is part of JLT Risk Public sector, a Marsh Mclennan company. LGRS bring the best of Marsh Mclennan’s alternative risk and insurance solutions to Local Government.

South Australian local government mutual risk schemes and funds:

• Local Government Association Workers Compensation Scheme (LGAWCS) Provides a full range of risk, work health safety and injury management services including claims management and vocational return to work services in respect of actual and potential liabilities for any workers compensation claims lodged against Members. The LGAWCS holds the overall responsibility for the self-insurance license and LGRS manage the Schemes under delegation, managing the mutual scheme obligations, delivering expert claims and return to work management services. 100% of South Australian Councils maintain ongoing membership of the LGAWCS.
  
  
• Local Government Association Mutual Liability Scheme (LGAMLS) Provides Local Government Members with fully integrated risk, claims and legal services for the management of civil liabilities. LGAMLS Members participate in the self-managed concept enabling greater control over financial viability relating to civil liability risks. The application of a risk management framework allows a Member to measure and monitor business improvement while reducing civil liability risk associated with its business profile risks. 100% of South Australian Councils maintain ongoing membership of the LGAMLS.

• The LGA Asset Mutual Fund (LGAAMF) Manages the property, assets and financial risks of South Australian Local Government authorities as an innovative alternative to the traditional Industrial Special Risk (ISR) policy offering. 100% of South Australian Councils maintain ongoing membership of the LGAAMF. Members are provided with cost effective protection of assets, risk management services and programs and specialised claims management support. A mutual approach supports positive financial outcomes and minimises the effect of external market influences.

• The Local Government Income Protection Fund (LGIPF) is a self-insured fund created for the benefit of Local Government authorities and their employees. The LGIPF provides benefits to employees who have suffered an accident or illness outside of working hours. This means that the employee’s claim may be either a claim for Workers Compensation or Personal Accident – but not both. The LGIPF offers discretionary indemnity and claims management services to Councils for employees in respect of loss of income resulting from a non-work related injury or illness.
  

LGRS risk and insurance services:

As well as providing South Australian Local Government with alternative risk solutions with the Mutual Schemes, LGASA Members individual unique risk profiles require the provision of traditional insurance solutions. LGRS works with all Councils and Local Government entities to ensure that their unique risks are identified and managed to minimise risks through proactive systems and processes in the area of risk management.

LGRS provides Members with General Insurance Cover and Community Cover.

For more information, visit www.lgrs.com.au

Acknowledgement of Country
In the spirit of reconciliation, JLT Public Sector acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.