Marshwings Aviation Insurance Program

Recognizing that different members of the aviation community have different insurance requirements, Marsh has drawn upon our specialty aviation expertise to develop two comprehensive insurance plans (Silver Wings and Gold Wings) to help private pilots and aircraft owners find coverage that best meets their needs.

Silver Wings Plan - Liability Coverage for Canadian Private Pilots and Aircraft Owners

Silver Wings is a self-directed, online insurance program that offers specialized aircraft liability coverage that follows the pilot, not the aircraft, as well as Hull "All Risks" Ground/not-in-motion coverage that follows the aircraft. (Silver Wings only applies to Canadian-registered aircraft with a permissible maximum take-off weight of 3,629 kg (8,000 lbs.) and a maximum of seven (7) passenger seats (excluding the pilot seat). 

Silver Wings is the only aviation insurance program that:

• Covers most aircraft you may own, lease, rent, or borrow and use for private business and pleasure.
• Is tailored to meet the needs of Canadian pilots and aircraft owners.
• Offers capabilities that enable you to complete the application process completely online and have coverage take effect immediately upon payment. (Paper applications are not accepted.)

Policies are issued for an annual term. It is not available for commercially registered aircraft, unless you rent or borrow such commercially registered aircraft for private business and pleasure purposes only. Additional family members living in the same residence as the policyholder are automatically covered to the same extent as the policyholder (except passenger legal liability does not apply to student pilots).  This insurance does not extend to co-owners or other pilots flying your aircraft.  Other pilots must apply separately and submit an application.  

Silver Wings does not cover aircraft classified as balloons, hang-gliders, airships, paragliders, hovercraft, unmanned aerial vehicles, very light jets (VLJ’s). Coverage for student pilots flying or taking instruction on helicopters is also not available. (Passenger liability for helicopters is only available under Gold Wings.)

Under Silver Wings, coverage includes:

• Aircraft Liability Coverage – Combined single limit up to $3,000,000.

• Ground Physical Damage "Not-In-Motion" Coverage – Up to a maximum agreed value to $700,000. 

Apply or renew for Silver Wings now. 

Gold Wings Plan - All-Risks Coverage  for Canadian Private Pilots and Aircraft Owners

Gold Wings is a service-supported plan that offers more complex hull and liability coverage to follow the aircraft, not the pilot, including Aircraft Hull "All Risks" Ground and Flight and Liability coverage that follows the aircraft. Gold Wings coverage applies to Canadian-registered aircraft with a permissible maximum take-off weight of 5,670 kg (12,500 lbs.) with a maximum of seven (7) passenger seats (excluding the pilot seat).

The Gold Wings Plan is designed specifically for Canadian aircraft owners and offers the following advantages:

• High liability limits at competitive rates.
• Hull coverage for the aircraft in flight, in motion, and on the ground.
• Customized, personal quotes to help ensure you get the coverage you need at the right price.

As an aircraft owner, you can arrange hull and liability coverage with the Gold Wings Plan. It is a comprehensive and cost-effective plan that provides coverage for your aircraft in flight, in motion, and on the ground. Each policy is issued for an annual term. It is not available for commercially registered aircraft. 

The coverages available under Gold Wings  include:

• Aircraft "All Risks" Physical Damage Coverage - up to a maximum agreed value of $1,500,000. 
• Aircraft Liability Coverage – Combined single limit up to $10,000,000.

Gold Wings does not cover aircraft classified as basic ultralights, balloons, gliders, hang-gliders, airships, paragliders, hovercraft, unmanned aerial vehicles, and very light jets.

Apply or renew for Gold Wings now.

Applying online will reduce the time it takes to get your insurance and get you flying sooner!