MRC Loss Control Services for the Coverage and Protection Dealer Insurance Solutions Program

Marsh Canada Limited (Marsh) has brokered insurance for auto dealers for more than 30 years. Over this time, Marsh Risk Consulting (MRC) has provided a strategic loss control approach tailored specifically to enable dealers to reduce their total cost of risk while improving their bottom-line. We provide an in-person risk audit of the physical facility, outlining strengths and weaknesses in a thorough Risk Audit Report which provides you with recommendations to help improve the safety and health of your employees, your customers, and your property. Of importance, all of our advice is based on the losses we see in the CAP program and the best practices we’ve established with your peers.

The MRC Advantage

• MRC creates an industry-first Benchmarking Report which will identify areas where your operation is industry-leading, and areas where there is opportunity for improvement.
• Access to an exclusive RiskGap^SM model offered only by MRC.
• Loss control consultants dedicated to the automotive dealer industry only, which provides for a deeper understanding of your business and the risks you face.
• Onsite analysis of your facilities and safety concerns.
• Practical solutions that are straightforward and implementable, commonly at a minimal associated cost.
• Frequent and relevant collaboration through regional meetings and forums for current clients and prospects.
• Continual refinement of our approach, including new features coming in 2020!

The RiskGap Advantage

• Provides overall analysis of your entire operations and all facilities, focusing primarily on Management Controls, Premises Security, Fire and Property Loss Prevention, and Safety/Liability.
• Data collected through the RiskGap evaluation is aggregated and used in order to benchmark an operation against its peers in a specific city, region, geography, or province as well as against the best practices in the dealer industry.
• Analyzes “gaps,” identifying loss trends and assisting dealers in the development of customized risk control solutions in key areas such as perimeter protection, key security, hiring and employment practices, and liability.
• Provides photos of specific problem areas.

Marsh Catastrophic Loss Specialist:

• Industry leading hail and flood mapping.
• Data produced is used to underwrite and rate catastrophic exposures.
• Better understanding of the risks allows us to offer tailored protection options.

Dealer Specific Risk Control Meetings:

• Management meetings.
• New building consultation.
• Large loss review.
• Claim control consultation.

Additional Services Available

Building Valuation:

MRC’s Valuation Services Practice (VSP) assists organizations in ascribing insurable value to their property, buildings, contents, land improvements, and other insurable assets. VSP’s fixed asset specialists have the experience and qualifications to develop flexible solutions to help establish an accurate Statement of Values (SOV).

CAP Dealer Insurance Solutions.... your road to Risk Control.

^{CAP Dealer Insurance Solutions Program underwritten by Royal & Sun Alliance Insurance Company of Canada.}

^{Your coverages will be placed with a program administered by Marsh Canada Limited. Marsh Canada has engaged in a competitive marketing process to offer a competitive product.  We have negotiated this Program coverage on a group basis with insurer(s) but we have not acted as a broker for any individual participant. This Program may be for a term of several years and may not be negotiated annually.}

^{This web page is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.}