During our “Risk Management 101: The Underwriter and You” podcast, we review how property policies are structured, how to ensure you get the best price for coverage, and how underwriters evaluate your risks.

Among the key topics we discuss:

• Why it’s so important to provide underwriters with good data and information about your risks.
• How underwriters determine premiums.
• Steps to take to help ensure you get the best premiums.
• The importance of determining your company’s risk profile.
• COPE: construction, occupancy, protection, and exposure.
• Catastrophe (CAT) models.
• We also discuss why you need to tell the story of your company in a compelling way and the role geocoding plays in your underwriting submission.

_{About Marsh’s Risk Management and Insurance Podcast}

_{Marsh’s Risk Management and Insurance Podcast series offers insight into the intricacies of the three major lines of commercial insurance coverage. The series features two content tracks on best practices in property, casualty, and financial and professional liability insurance: RM 101 and the more advanced RM 201*. This educational offering is designed to help risk professionals and individuals with risk management and insurance responsibilities gain a fundamental understanding of the major commercial insurance lines and related risk management strategies.}

_{*RM 201 episodes to be released in 2017.}

Read the Transcript.

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