Our “Risk Management 101: General Liability Insurance Fundamentals” podcast covers how general liability insurance protects businesses on several different fronts and the three principal aspects of the coverage: premises, operations, and products.

Also discussed are the main triggers of general liability coverage as well as:

• How to broaden coverage.
• Losses that are covered — and those that are not covered.
• When property damage is covered under property policies versus general liability.
• Exclusions to coverage.
• The six different types of limits on general liability policies.
• How contractual liability insurance relates to general liability coverage.

Last, we explain how insurance premiums are determined and review basic steps businesses should take when buying general liability policies.

_{About Marsh’s Risk Management and Insurance Podcast}

_{Marsh’s Risk Management and Insurance Podcast series offers insight into the intricacies of the three major lines of commercial insurance coverage. The series features two content tracks on best practices in property, casualty, and financial and professional liability insurance: RM 101 and the more advanced RM 201*. This educational offering is designed to help risk professionals and individuals with risk management and insurance responsibilities gain a fundamental understanding of the major commercial insurance lines and related risk management strategies.}

_{*RM 201 episodes to be released in 2017.}

Read the Transcript.

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